Services
Rocket Lending Solutions offers outstanding financial solutions and expertise for all types of loans
Found the new car that you love? Or ready to start shopping for a new car? We can help you finance it by getting you pre-approved so you can walk into the showroom with confidence.
At Rocket Lending Solutions we can help you get the right new car loan that will suit you and your needs. We can assist you with every step of the process and will ensure a smooth application and settlement process.
We have access to a large panel of car and asset finance lenders, allowing us to secure a competitive loan package to meet your requirements. With hands on dealership experience, we can also assist and guide you through the buying process.
We can work with all applicants including defaults, bad credit, no financials, work visa, first borrow, self-employed and casual employment.
We can assist with
· Fixed interest repayment for the term of the loan
· Term options from 1-7 years
· Ability at make extra payments to the loan
· Purchase new, used, from a dealer or a private purchase
· Low-doc loan options
· No deposit loans
· Balloon options
· Older vehicles
HOME LOANS
The variable rate loan offers more features and flexibility than the basic fixed rate loan, so the rate is usually slightly higher. Fixed rate loans are set at a fixed rate for a specified period – usually one to five years. This gives you the advantage of knowing how much your repayments will be, allowing you to organise your finances without the risk of rising interest rates. However, this advantage is offset by the possibility of not benefiting from a drop in rates.
FIRST HOME BUYER
Just starting out and not sure what kind of loan you need? No worries! We are here to help. As a first home buyer, you can obtain finance from a financial institution (a loan) either to purchase or secure against the property, with our assistance. Features of a mortgage such as the size of the loan, maturity of the loan, interest rate, method of paying off the loan and other characteristics can vary considerably. It’s always best to speak with a professional mortgage broker to discuss your options. We can also help you determine your eligibility and apply for the First Home Owner’s Grant.
INVESTMENT LOANS
Investment loans are structured in a specific way to allow you to make the most of your assets and finances. We can work with your financial planner and accountant to ensure your loan is set up to meet your specific needs, and we have access to competitive loan options that can help you maximise your investment returns.
Need to move some earth and are looking for finance on the best machine to do it? At the Equipment Finance Specialists, we specialise in providing the best earthmoving finance to our clients across the southeast. With a track record of securing the best rates on new and used earth moving equipment finance, you’ll have your new earthmoving equipment on the job site sooner than you think.
We make earth moving equipment finance simple and hassle-free. Don’t waste your time with excessive paperwork – we secure you the best possible finance so you can focus on your next big project.
Dreaming of owning a boat? Perhaps you want to experience the open road, camping in a caravan? Perhaps carving through the wind on a motorbike gets your heart racing? Don’t dream – Do – with competitive and affordable loans for all types of leisure vehicles.
Rocket Lending Solutions offers a complete range of leisure financing solutions to suit all needs. We have helped dozens of Australians experience the best of this great country – whether it’s on the water with a jet ski or on the road with a camper trailer – with an affordable and competitive leisure craft loan.
Looking for a van, ute or truck to help you with your trade? Wanting to grow your business or have customised toolbox fitted.
At Rocket Lending Solutions, we specialise in Van, ute or truck loans and have a variety of lenders with specialised niche lending areas. Give us a call to discuss your net business asset loan today!
At Rocket Lending Solutions, we specialise in Chattel Mortgage contracts and have a variety of lenders with specialised niche lending areas.
A Chattel Mortgage is a finance product where the lender will advance money to buy a vehicle for business or work purposes.
You or your business takes ownership of the asset from the beginning of the loan with an interest registered to the lender. Once the loan contract is paid in full, the interest is removed.
The chattel mortgage requires the vehicle to be used for less than 50% personal use, meaning it is a commercial loan.
Some benefits of a Chattel Mortgage:
· Full amount of the asset can be financed
· Balloon payment options available
· Fixed interest repayments for the term of the loan
· Term options from 1-7 years
· Purchase new, used, dealer or private.
· Sole-trader structure, partnerships, companies, car-allowance employees and trusts can be eligible for this product
· Low-doc products available
· Ability to claim the interest and depreciation if the asset is used to generate an assessable income
· Vehicle is owned registered by the borrower.
· Helps with cash-flow
· When making a decision you should speak with your accountant and seek your own independent advice on what loan product would suit you.
At Rocket Lending Solutions, we specialise in commercial loans and have a variety of lenders with specialised niche lending areas including products that don’t require financials for ABN holders, registered for GST and asset backed.
Some advantages of low-doc loans
· Full amount of the asset can be financed
· Balloon payment options available
· Fixed interest repayments for the term of the loan
· Term options from 1-7 years
· Purchase new, used, dealer or private.
· Sole-trader, partnerships, companies and trusts can be eligible for this product
· Start-up businesses are eligible
· Ability to claim the interest and depreciation if the asset is used to generate an assessable income
· Vehicle is owned registered by the borrower.
· Helps with cash-flow
OTHER SERVICES
SUNCORP COMPREHENSIVE INSURANCE
Comprehensive coverage helps cover the cost of damages to your vehicle when you're involved in an accident that's not caused by a collision. Comprehensive coverage covers losses like theft, vandalism, hail, and hitting an animal. All Asset applications must have Comprehensive insurance implemented and provide the Certificate of Currency for the loan to settle.
We are Accredited Representatives for Suncorp and can provide you with a quote.
INTEGRITY CAR CARE - EXTENDED WARRANTY
When purchasing a used car, it more than likely did not come with any warranty. There is a wide range of products; when considering what suits your needs, many factors such as Model, age and distance travelled of your vehicle will not only determine what cover is best but also the associated cost. Integrity Car Care offer 1 to 5 year warranty plans.
Warranties can be setup to be included with loan repayments or through OpenPay.
LFI - VEHICLE EQUITY INSURANCE
Vehicle Equity Insurance (VEI) can also be known as GAP Insurance. GAP Insurance is a type of insurance policy attached to your car loan that will cover you in the event of total loss. It will essentially pay-out the difference between what your comprehensive car insurer pays and the remaining finance amount in the event of total loss.
LFI - LOAN PRORECTION INSURANCE
Loan Protection Insurance (LPI) can help you and your family meet your loan repayments when you can’t. If circumstances change, your loan will still need to be paid, even if the unforeseen events occur. So it’s good to know that you have loan protection that will take care of your loan repayments in the event that you are off work due to an illness or injury, or even if you become unemployed.
These insurances can also be financed within your loan application depending on the servicing of your loan. Once your application has been fully approved we can discuss the above insurances in more depth.